The FHA Loan explained
One of the biggest hurdles that first time homebuyers face is saving up for a sizable down payment on a home. Even experienced homeowners may need to plan for a long time for a new home purchase. Fortunately, FHA loans…
Qualifying for a Mortgage When You Work for Yourself
If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for a home loan, or mortgage. While the process can be slightly different, with additional paperwork needed, working for yourself doesn’t…
Benefits and Challenges of Selling Your Own Home
There are a lot of projects that a savvy homeowner can tackle without professional assistance—painting walls, backyard landscaping, even more ambitious projects like tiling or wallpaper. When it comes time to sell your home, you may be considering going the…
Buying a Home with No Down Payment Using the VA Loan
Are you a military service member or veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or…
Buying a Home: How to Get from Offer to Closing
If you’re new to the home-buying game, you have probably been bombarded with new terms. Escrow, home warranty, inspection contingency—one of the most important terms to know and understand is “closing.” What is closing? Closing is an appointment, most often…
15 versus 30 Year Fixed Mortgage
A loan for the purpose of purchasing a home, called a mortgage, is an agreement between a borrow and a lender for a specific amount of money. To be borrowed at a specific interest rate and for a specified length…
Benefits of Selling Your Home with a Real Estate Agent
If you are getting ready to put your house on the market, you may be thinking that you have everything that you need to market your amazing home and to find the perfect buyer. It’s true that selling your home…
Summer Maintenance for Your Home
Summer temps are officially here in most of the United States. This usually means spending more time outdoors. If your home is looking a little rough after a long winter and spring, here are a few summer maintenance tips to…
Two major items home buyers need to think about before contacting a realtor.
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
How to pick the right real estate agent
In our last post we talked about the pre-approval and how the twp most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
